Monday, June 29, 2015

Cooling Down in July

A few weeks ago I was reading Stephanie's post about how she is debating doing a spending freeze for an entire year. Although I know I couldn't do this {it's just not realistic for me} it did make me realize that I need to do a mini one. I went a little spend-crazy in May.

Starting Wednesday, there will be no spending aside from the rules laid out below. I definitely have some financial habits I'm not proud of so I think it's time to put my money where my mouth pocket is and reign in my bad habits. 

And as if this weren't a perfect enough idea to implement on my own, I got the bill for my first student loan payment... $390.38. Sweet mother of Jesus... So yeah, hermit life is looking pretty good right about now. 

Basically there's going to be a whole lotta nothing going on for July. I'm already not a big spender on coffees or shoes but eating out for lunch or a random 'oh, I want soup with the salad I brought' happens way too often. 

Care to offer any tips of encouragement?

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